Purchasing A Home
The home buying process made clean and easy.
Buying a home can be one of the biggest investments a person makes in their lifetime. That’s why choosing a mortgage loan that matches your goals — and at the best rate for your given scenario — can feel like a daunting task. But it doesn’t have to.
At Butler Home Loan we’re here to make the process a whole lot easier with tools and expertise that will guide you every step of the way.
We’ll help you see the differences between loan programs, allowing you to choose the right one for you whether you’re a first-time homebuyer or a seasoned investor.
If you need to get your credit rating up, we’re here to help you understand your rating and how to improve it.
No question or concern you have is too small to be asked. We’re here to serve your
How it works:
Here’s how our home loan process works:
Receive options based on your unique criteria and scenario
Compare mortgage interest rates and terms
Choose the offer that best fits your needs
Do I Qualify?
To qualify for a mortgage, lenders typically require that you have a debt-to-income ratio of “36/45” as a max. This means that no more than 36% of your total monthly income (from all sources, before taxes) can go toward housing, and no more than 45% of your monthly income can go toward your total monthly debt (including your mortgage payment).
